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General Components of Injury Claim Compensation Costs can be printed out on a receipt, but certain costs aren't quantifiable. General compensatory damages are used to cover these non-quantifiable losses. Special damages are the hard costs that can be calculated in clear-cut numbers, like medical bills and lost wages. The compensation you receive for your injury claim is determined by these damages. Medical expenses Medical bills are typically included in settlements for personal injuries. This is especially true for those who have sustained permanent or serious injuries. A spinal cord injury victim, for example, may need multiple operations to treat secondary complications, such as pressure ulcers, bowel or bladder spasticity, or bone density issues. The rules for valuing medical expenses in a personal injury situation differ from one state to another. However, in general the insurance company will require evidence that these expenses were due to the accident. This can include invoices, medical bills and proof of the treatments which were deemed necessary. In some instances, an expert's testimony is needed to explain the necessity for specific treatments and prove that the costs were connected to the accident. In addition to the past medical expenses, injured victims can also recover compensation for future medical expenses. This is known as special damages and is an element of the total settlement amount paid to the victim. Our lawyers will collaborate with your medical professionals to create a medically-sound treatment plan for you. We will also include any prescription medications necessary to treat your condition along with any home or medical equipment needed to accommodate injuries. It isn't easy to prove that future medical expenses will be incurred without proof that the injury has an impact on your quality of living. It's crucial to choose a skilled personal injury lawyer who is aware of how crucial it is to accurately calculate the cost of future medical expenses. Call PKSD today to find out more about our experiences in obtaining compensation for victims of serious accidents. Lost wages Loss wages are a part of economic damages associated with compensation for injury claims. These are the losses you could have earned had your injuries not kept you from working. These losses include the cost of overtime, seasonal income and other earnings that you would have earned. The award for lost wages is intended to put you in the same financial situation prior to the accident. In most instances, insurance companies calculate your lost wages by calculating your hourly pay rate and the number of hours you didn't work due to the accident. This is particularly true for workers who are paid hourly. When you file a lost wage claim, you must be able to show that your injuries actually kept you from working. To prove this, you must provide an official letter from your doctor detailing the severity of your injuries and how they impacted your ability to work. You may also submit an image of your tax returns or pay stubs to support this claim. You may also be entitled to compensation for the value of any vacation or sick days you used during your recovery. These days are worth the equivalent of one day's salary. In certain situations the injuries you sustain could be permanent and restrict your ability to work in the future. If your injuries are permanent you may be entitled to compensation for the loss of earning capacity. A reduced earning capacity is typically determined by a physician. A reputable personal injury attorney can assist you in determining the value you should be putting on your reduced earning capacity. They can assist you with gathering the evidence of your injuries and income loss and then submit it to the insurer so that you receive the maximum amount for your case. Suffering and pain Pain and suffering are damages that cannot be quantified in the same way as medical expenses or lost wages. It's more subjective and difficult to establish a dollar amount on, yet it is a crucial part of any personal injury case. This is because the damages covered aren't immediately visible, such as mental and emotional pain and anxiety. Evidence that is credible is the most important factor in proving your pain and suffering. This could include prescription records that document the dosage and type of pain medication that you have taken or notes from doctors and other medical professionals regarding how the accident had an impact on your life, and images of your injuries such as broken bones, a mark or other marks on your body. It is important to be honest about the suffering and pain that you've endured and how this has negatively affected your life. T here are a couple different ways of calculating how much pain and suffering you should be compensated for. One is the multiplier technique which involves adding up your actual economic losses and then multiply the result by a factor of 1.5-5. Per diem is another method which allows you to receive a fixed amount of money every day from the date your accident occurred until you have reached your maximum medical improvement. The most important thing to keep in mind is that it is up to the jury to determine how the extent of your pain and suffering is worth. It is often difficult to establish a dollar amount on this type of non-economic loss, so the jury will be able to take their time in evaluating the impact that your accident caused you and your quality of life. Damages to property caused by a fire Depending on the severity of your injuries, it could take an extended time to prepare your case for trial. Your lawyer will need to collect all of your medical bills including hospital stays and doctor's visits. They may also have to collect prescription drugs as well as physical therapy sessions and prescription medication. Even if you're paying these expenses through your health insurance, your personal injury attorney might be capable of recovering these costs in your settlement. Property damage damages are another form of compensation that accident victims can claim. These awards are intended to pay for any damage or destruction that was caused by another party's negligence. This could be damages to real property (such as your home or car) or personal property (like jewelry or a cell phone). Damages to property claims could be part of a claim for injury or be their own lawsuit. General damages compensate for pain and suffering. Compensation damages are intended to put the victim in the same position as if the injuries never occurred. These damages are difficult to quantify and range from just a few hundred dollars for minor injuries, to millions of dollars for severe disabilities or injuries. In the end, punitive damages penalize the defendant for their actions and deter them from doing the same thing in the future. They are rare and are usually reserved for cases of egregious or criminal conduct. Although they're not an option in every personal injury case, it is crucial to take into consideration all types of compensation you could get when evaluating your case. If you've been injured, contact a New York personal injury law firm to discuss your options. They can assist you with filing all the required paperwork within the statute of limitations applicable to you. Damages for emotional distress The emotional distress of a person is part of pain and suffering, but it is difficult to prove. The victims can experience anxiety, fear, sleep loss, depression and embarrassment following an accident that has caused them to suffer. Stress and emotional distress can be caused by a decrease in enjoyment of life. This could be due to an anxiety about driving after an accident, or the inability to perform a job due to a physical injury that triggers severe headaches. The court will review the details of your case in order to determine if you're entitled to compensation for emotional distress. Your lawyer can assist you gather the necessary documentation to support your claim. This can include medical records and psychiatric reports, pictures of accident scenes, journals entries on how you felt following the accident and other evidence that is relevant to your claim. If the incident was particularly difficult, you may want to file an action for intentional injury. This is a less well-known type of noneconomic damage. It requires proof that a defendant's actions were recklessly negligent or were intended to cause mental distress as well as physical harm. While there is some skepticism regarding these claims, they are usually legitimate and are paid in the same manner as any other form of physical or economic damage. Having the right lawyer on your side can make all the difference when it comes to winning your case and obtaining the financial assistance you require. If you believe you've been injured as a result negligence of another, it's crucial that you consult with an experienced injury lawyer.